For Your Family. For Your Business. For Every Road.
Auto Insurance with SMNICS
Whether you’re driving your first car, managing a fleet of trucks, or running a delivery business, your vehicles are the heart of your life and livelihood. At SMNICS, we protect every mile—so you can move forward with complete confidence.
With Sharmaji at your side, insurance is finally simple, honest, and stress-free.
Why Choose SMNICS for Personal and Commercial Auto Insurance?
1
Complete Coverage for Every Customer
2
Tailored Advice. Zero Guesswork.
3
The Sharmaji Advantage: Real Claim Power
What Do We Cover? (Personal & Commercial)
Personal Vehicle Insurance
Commercial Vehicle & Fleet Insurance
How It Works – Our Process
Needs Assessment
Tell us what you drive and how you use it—personal, business, or both. We’ll analyze risks and recommend only the coverage you actually need.
Tell us what you drive and how you use it—personal, business, or both. We’ll analyze risks and recommend only the coverage you actually need.
Documentation
We give you a simple checklist and collect everything—RC, license, old policy, permit, business documents, driver info, and more (for fleets).
We give you a simple checklist and collect everything—RC, license, old policy, permit, business documents, driver info, and more (for fleets).
Fast Policy Issuance
We handle every form, explain every clause, and issue your digital policy. No errors, no missed signatures.
We handle every form, explain every clause, and issue your digital policy. No errors, no missed signatures.
Renewal & Endorsement Support
Missed a payment? Need to change drivers, add vehicles, or switch usage? We handle all endorsements so you’re always protected.
Missed a payment? Need to change drivers, add vehicles, or switch usage? We handle all endorsements so you’re always protected.
When It Matters Most—Claims
Accident, theft, breakdown, or dispute? Sharmaji steps in personally:Guides you through FIR, photos, and documentation Handles insurer surveyor/assessor meetings (so nothing is missed) Fights for every rupee: if a claim is underpaid or rejected, he drafts the appeal, talks to insurer, and escalates if needed Commercial clients: Full support for goods-in-transit and business interruption claims
Accident, theft, breakdown, or dispute? Sharmaji steps in personally:
FAQs: Your Questions, Our Straight Answers
Is third-party insurance enough?
It’s legally required, but only covers your liability for damage/injury to others. For true protection (accident, theft, fire), always choose “comprehensive” and the right add-ons.
How do I make a claim?
Call us right away. We’ll guide you step by step: FIR, garage selection, paperwork, survey—until your claim is paid.
Are all add-ons worth buying?
Not always! We’ll recommend only what you actually need based on vehicle age, use, and budget.
What’s different about SMNICS?
Can you handle group/fleet policies?
Yes—end-to-end support, one renewal date, claim management, and full business documentation handled.
What are your service areas?
All of India—remote support via phone/email/WhatsApp, plus in-person help in Ahmedabad and nearby regions.
Ready to Protect What Drives Your World?
Whether you drive for your family, your business, or your dreams—choose SMNICS for insurance that delivers in every moment that matters.
Contact Us Today:
- Phone: 88492 83897
- Email: nps@ahmedabadinsurance.com
- Office: Titanium City Centre Mall, Office No. 313, 100 Feet Road, Satellite, Ahmedabad – 15
